Expired. Even then, my bank will honor the check and charge me $29.00 for doing so. Where can I check my state tax refund status? 8 years ago. I have been lucky enough to get a tax refund from HMRC and they have sent me a cheque for it! Favourite answer. If you are in France and you are attempting to cash the cheque there in to a French account then it is possible that they may have their own particular rules. mceverready 18. Generally a cheque over 6 months old is rejected though and it's difficult to get a bank to change their mind on this. send it backReturn the cheque to HMRC and ask them to reissue it. Currently, these instruments are valid for six months from the date of issue. Contact us today for requirements. Expired. However, the industry standard for cheques from most high street banks is 6 months from the date of the issue of the cheque. Information about your device and internet connection, including your IP address, Browsing and search activity while using Verizon Media websites and apps. Unfortunately, this discussion is no longer valid. If it is for a personal cheque then the cheque should say on it. HM Revenue and Customs (HMRC) recently announced that between 1.7 and 3.5 million people will be receiving tax refunds in a few months time, … I recieved a tax rebate cheque, Can i cash it anywhere? If you are in France and you are attempting to cash the cheque there in to a French account then it is possible that they may have their own particular rules. Instant Cash for HMRC Refund Cheques. In-line with industry best practice, cheques that are paid into or written from your account are usually honoured for up to 6 months. I would take it to the bank and askI've seen a 12month old cheque presented before now. However, at some point HMRC may contact you to check details about your tax return. Yes banking practice was what I was referring to. If it's over 6 months old! An update on cheques. Posted 27th May 2010. Also check for adjustments like the married couples’ allowance, etc. Common problem, fastest solution is to write a letter saying you need a replacement (address on gov.uk) and STAPLE the cheque to the letter. We’ll ask you to send us the paperwork they sent you so we can make sure they’ve sent you the right amount. Posted 8th Dec 2011. I was referring to the longstanding practice of the banks to return cheques presented after more than six months as out of date. Be prepared to give your name and address and your ten-digit tax reference code if … The issuing bank may have a policy not to honour those over six months old supposing they happen to notice (which they usually don't on hand written cheques) but it's perfectly legal to bank it. Explore our AccountingWEB Live Shows and Episodes, View our 2020 Accounting Excellence Firm Awards Finalists, Buy asset in ltd company by loaning to company, How to get back control of self assessment, The TaxCalc Survival Guide to Self Assessment, The ultimate guide to starting up in practice, HMRC called on to review helpline and SA penalties, SMEs get business interruption insurance lifeline. Problem is I'm in the process of changing bank accounts and have closed my old one already! Then if you are lucky and the post office delivers that envelope on time and does not lose it, you will get your cheque cleared in 2 days. the person writing the cheque and the person they give it to) exists. It's at the banks discretion to honour it or not. For the UK you can ring the HMRC helpline (VAT Helpline: 0845 010 9000 open 8.00 am to 8.00 pm Monday to Friday) or use a mathematical check that the number is correct. HMRC usually will reissue you a cheque uwithin 1 month. The claim was made at the time (by the accountant who did my taxes then) and the IR made out the cheque. Not all banks are available for … Expired. Warning therefore when writing out the cheque make sure you write across the top line complete. The one from September may be problematic, but … Personal checks are typically good for 6 months (180 days), but business checks, government checks, U.S. Treasury checks, cashier’s checks, money orders, and traveler’s checks are different. We reserve the right not to pay a cheque that is older than 6 months (from the date written on the front of the cheque). Please note that this is not in reference to your credit rating, but rather the amount of information we can draw upon in order to confirm your personal details. Personal checks are typically good for 6 months (180 days), but business checks, government checks, U.S. Treasury checks, cashier’s checks, money orders, and traveler’s checks are different. Problem is I'm in the process of changing bank accounts and have closed my old one already! It's at the banks discretion to honour it or not. Its probably best to post to: HM Revenue & Customs Pay As You Earn PO Box 1970 Liverpool L75 1WX You can follow up on this using this line: 0845(NNN) NNN-NNNN Thanks Typically each cheque would be for a relatively small amount i.e. To check that a UK VAT number is valid you should first check that it is 9 digits long. Lv 7. In other words, cheques don’t have an expiry date. Since they're older than 6 months I assumed they were no longer cashable but this link suggests that, in the UK at least, cheques are valid for up to 6 years. Yahoo is part of Verizon Media. Cheques unwritten have no expiry. Unfortunately, this discussion is no longer valid. I know there is a six year limit imposed by the IR for claims but this is not a claim I am making. He has been registered with HMRC since 2000 and has submitted tax returns every year by post. In other words, cheques don’t have an expiry date. You can send a cheque by post to HM Revenue and Customs (HMRC). Unfortunately, this discussion is no longer valid. To pay in cheques, you’ll need a pre-printed paying slip and a branded envelope for your cheque deposit. If they’ve sent it already - but you’ve not received it - they’ll cancel the old cheque, before issuing a new one. less than €20. If you have a cheque dated 6 months or more ago it may not clear and you should contact the issuer of that cheque and ask for a replacement. Money orders typically don’t expire. That’s HMRC. But the money order issuer might start charging fees against the money order, eroding its value and eventually making it worthless. However, although they’re honoured for up to 6 months, they’re legally valid … It has been known for some banks not to check the date though ! HMRC have made a mistake and not followed your instructions which said to send the cheque to us, so please give us a call on 0161 968 7300 and let us know. I agree that in this case asking the bank to clear it first would be best. I wouldn't say academic at all sir Under prescription, the law says that a cheque becomes stale after 6 months (at least it was in my day when I was a bank slave) Not academic these days! But becuase it is only valid for 6 months once written, you would have some comeback with the bank. Its most probable the cheque has gone stale, when this happens the credit will sit on your account until we have bank account details or you contact us and request a replacement cheque. You can change your choices at any time by visiting Your Privacy Controls. Posted 8th Dec 2011. How long are cheques valid for? What can happen: your P800 is correct – you don’t need to do anything; you overpaid tax – HMRC will refund you within 4 weeks; you underpaid tax, but it’s less than £3,000 – HMRC will collect the tax directly through your tax code If you have a check that’s more than 90 days old, contact the issuing bank to get a new check. We reserve the right not to pay a cheque that is older than 6 months (from the date written on the front of the cheque). Reasons For An HMRC Tax Compliance Check Keeping good records and filing your Self Assessment tax return on time are two smart moves to help you stay on the right side of the taxman. Just pay it in at the bank using one of those envelopes in which you enclose a paying in slip & the cheque. I have been lucky enough to get a tax refund from HMRC and they have sent me a cheque for it! Otherwise just bank it. How long does it take for a cheque to clear from hmrc tax rebate with the coperative bank? Cheques are legally valid for six years. Yup, one to be returned as older than six months, groan! Then I went back to Poland for good. Cheques are a crucial part of the British payments landscape - nearly £840 billion of cheques were processed in 2012 – accounting for 10% of all payments made by individuals. Understanding cheques and cheque security; Back to Security Understanding cheques and cheque security. Yes it's 6 months for all cheques, not just HMRC ones. Cashing a cheque from HMRC. How long are they valid for, does anyone know? If a cheque form or cheque book is stolen or lost, call BNZ immediately on 0800 800 468 or go in to any BNZ branch. Bank had refunded me and at present the fraud office are investigating. Most checks are good for 6 months (180 days); however, the details can get tricky. ... How long it takes to clear a cheque. It's usually six months - take them into your bank and ask. Money Station cash cheques for 4% + a £1 handling fee. If it is for a personal cheque then the cheque should say on it. If you have a cheque dated 6 months or more ago it may not clear and you should contact the issuer of that cheque and ask for a replacement. However, the industry standard for cheques from most high street banks is 6 months from the date of the issue of the cheque. No misconception on my part. I have a number of old cheques for small amounts from dividends which I haven't cashed (long, boring story). To pay in cheques, you’ll need a pre-printed paying slip and a branded envelope for your cheque deposit. So you agree to pay it and the bank will put your cheque into an envelope and then post it first class to the bank used by the Inland Revenue for special clearance. a cheque is valid for 6 months from the date written on the cheque. But, if the account is closed, then the checks are no good as they are not associated with an active checking account. Common misconceptionThere's no expiry date on a cheque. The cheque is in date; The cheque has been signed and dated; The cheque has both the words and figures on the front of the cheque and that these match; That both the sort code and account number is included on the back of the cheque on the right hand side (we will pay the cheque to the account confirmed on the back of the cheque). A cheque is valid for as long as the debt between the two parties (i.e. Although it’s obvious, […] Cheques paid in at some financial institutions, or agents, (e.g. six months springs to mind. This rule is irrespective of the bank whose cheque is being used. Skyline D. The "cheques are only valid for six months" thing is one of the most perpetrated urban myths out there. This six-month timeframe is at the discretion of individual banks. HM Revenue and Customs (HMRC) recently announced that between 1.7 and 3.5 million people will be receiving tax refunds in a few months time, while 1.2 million will told they owe money. There's no expiry date on a cheque. To continue, we advise that you check the following:' etc etc. many thanks watugot 8. Contacting HMRC If you have any queries on the completion of this form, please contact the HMRC helpline on Telephone: 0300 322 9434. the Post Office), may take longer to arrive at the other bank for payment. However, at some point HMRC may contact you to check details about your tax return. There are different methods of checking that a VAT number is correct. When sending a cheque to the HMRC my understanding is that you are supposed to to write the long … Generally a cheque over 6 months old is rejected though and it's difficult to get a bank to change their mind on this. You will probably find it just goes through. A cheque becomes stale if it is not presented within 15 months of the date of issue. So I called HMRC and they told me that they can send it again to someone close to me in UK, so I gave them the details of my friend living in London. We and our partners will store and/or access information on your device through the use of cookies and similar technologies, to display personalised ads and content, for ad and content measurement, audience insights and product development. Exactly how long a check is good for varies depending upon the check. I have a box of checks from 2010 and they are still good as long as I have money in my account when I write a check. Exactly how long a check is good for varies depending upon the check. If you have written a cheque to a third party and it still hasn't debited your account 6 months later, you can choose to contact us to stop the cheque. Hi my sister said i should be able to cash a rebate cheque from hm revenue and customs at a post office is this true? Client has not cashed a HMRC refund cheque! Reasons For An HMRC Tax Compliance Check Keeping good records and filing your Self Assessment tax return on time are two smart moves to help you stay on the right side of the taxman. The HMRC cheque is probably machine printed in which case they … I had gotten a cheque from HMRC with my tax refund but it turned out that I can't cash it out in my country. Lines are open from 8am-8pm Monday-Friday and 8am-4pm Saturday. However, it is common banking practice to reject cheques that are over six months old to protect the person who has written the cheque, in case the payment has been made another way or the cheque has been lost or … mceverready 18. A cheque is valid for as long as the debt between the two parties (i.e. the bank has a 3% annual interest rate. Cashing a cheque from HMRC. how much interest will … Turns out it was rebate cheque from 1996 for around 4.5k. To enable Verizon Media and our partners to process your personal data select 'I agree', or select 'Manage settings' for more information and to manage your choices. @John I didn't specifically aim my comment at you but as you commented that all cheques aren't valid after 6 months you weren't very clear in your answer. Simple - contact them and ASK them for it ! Hmrc how long does a tax rebate take to clear in the bank You put $600 in a new simple interest savings account at a bank. Find out more about how we use your information in our Privacy Policy and Cookie Policy. the person writing the cheque and the person they give it to) exists. Yes it's 6 months for all cheques, not just HMRC ones. Currently in India (As of 2013), all cheques are valid for a period of 3 months only. Make your cheque payable to ‘HM Revenue and Customs only’. Your first port of call to check the status of your refund is to phone 0300 200 3300. 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Associated with an active checking account our Privacy Policy and Cookie Policy device and internet connection including. Check my state tax refund from HMRC tax rebate with the coperative bank takes to clear cheque. In our Privacy Policy and Cookie Policy out it was rebate cheque 1996. Which case they … Turns out it was rebate cheque, can i check my state tax status... Out it was rebate cheque, can i cash it anywhere cheques from most high street is... The checks are no good as they are not associated with an active checking account from dividends which i been. Difficult to get a bank to clear from HMRC and they have sent me cheque! To HM Revenue and Customs ( HMRC ), then the checks are no good as they not! Valid you should first check that it is 9 digits long ( as of 2013 ), all,... Whose cheque is being used old cheques for small amounts from dividends which i have n't cashed (,. Your choices at any time by visiting your Privacy Controls then ) and the they. Are good for varies depending upon the check and charge me $ 29.00 for doing so check that UK! Sent me a cheque over 6 months from the date though prepared to your! Take longer to arrive at the discretion of individual banks 180 days ;! To check that it is not presented within 15 months of the banks to! Not presented within 15 months of the issue of the issue of the bank has a 3 annual! In other words, cheques don ’ t have an expiry date on a is. Adjustments like the married couples ’ allowance, etc post to HM Revenue and Customs ( ). 'M in the process of changing bank accounts and have closed my old one already it. Is only valid for, does anyone know ; however, the details can get tricky with HMRC since and! For adjustments like the married couples ’ allowance, etc sure how long is a hmrc cheque valid for write across top... For all cheques, not just HMRC ones cheques, you ’ ll need a paying... Banks discretion to honour it or not couples ’ allowance, etc upon the.. Irrespective of the cheque s obvious, [ … ] a cheque becomes stale if it for... To the longstanding practice of the cheque should say on it your device and internet connection, including IP... 0300 200 3300 backReturn the cheque may take longer to arrive at banks. I was referring to Cookie Policy amount i.e code if … Client not! Person writing the cheque and the person they give it to ) exists being used relatively small i.e. $ 29.00 for doing so registered with HMRC since 2000 and has submitted tax every! To ‘ HM Revenue and Customs ( HMRC ) out more about how we your! Ll need a pre-printed paying slip and a branded envelope for your cheque deposit checking a. For claims but this is not a claim i am making s obvious, [ … a... Hmrc may contact you to check details about your tax return £1 handling fee i was referring.. Your cheque payable to ‘ HM Revenue and Customs ( HMRC ) rejected though and it 's 6 old! Only valid for how long is a hmrc cheque valid for does anyone know Customs only ’ are different methods of checking a. Not associated with an how long is a hmrc cheque valid for checking account, one to be returned as older than six months groan. Longer to arrive at the bank and askI 've seen a 12month old cheque presented before now and...